Private Briefing

Gary M. Cowles, ChFC CLU CDFA is a recognized Financial Educator, Speaker, and Retirement Planner. As the founder of The Cowles Group, Gary has spent more than three decades helping successful executives, professionals, business owners, and individuals navigating major life transitions to manage, preserve and pass on their wealth with confidence and clarity.

Gary's approach goes beyond traditional financial planning. He and his team deliver a comprehensive, personalized process designed to align every financial decision with the retirement and legacy each client actually wants — not the one they've been told to settle for.

Gary received a BA in Mathematics from The University of New Hampshire and has earned both the Chartered Financial Consultant (ChFC) and Chartered Life Underwriter (CLU) designations representing advanced expertise in tax, retirement, financial and wealth preservation planning from The American College of Financial Services — an accredited institution with roots in the University of Pennsylvania's internationally respected Wharton School of Business. With the prevalence of "Gray Divorce" today, Gary has also earned the Certified Divorce Financial Analyst (CDFA) designation, a highly specialized program in professional divorce analysis and the complexities of asset division.